

He also cautions against paying an annual fee for a travel card like this one unless you have enough travel volume to justify it.Ĭapital One Venture X Rewards Credit Cardįinally, we reach the final card in Clark’s collection. However, Clark says he now uses this card “almost never” because he’s able to achieve Companion Pass status through the use of a corporate Southwest credit card that he recently added for business expenses.Ĭlark says he keeps this card active to buy plane tickets for his family members during his frequent travels. “When we’re traveling together I NEVER have to pay for her ticket.” “It is GREAT,” Clark says of the Companion Pass. This has been the case for 17 consecutive years.
CLARK HOWARD CARBON FIBER WALLET FREE
The combination of his number of flights and his charge volume with the card has allowed his wife to travel with him wherever he goes on Southewest free of charge. Southwest Rapid Rewards® Priority Credit CardĬlark keeps the card_name in his wallet because he’s a frequent Southwest customer who enjoys the benefits of the Companion Pass benefit during a normal travel year. You can read more about the Sam’s Club credit card here. This card also offers 3% back on dining purchases, but note that your Sam’s Club rewards may depend on your membership level. But if we’re filling up anywhere else, we use the Sam’s Club card,” Clark says. “If we’re filling up at Costco, I’ll use the Costco card. He uses this simple rule to decide which credit card to use when filling the tanks: Clark’s primary vehicle is an electric car, but he still owns some gas-powered vehicles.

The big perk with this card is 5% back on gas purchases. Next up is another warehouse club card in the Sam’s Club® Mastercard®. Read Team Clark’s complete review of the Costco Citi card. “If you’re already a member anyway, I love the wholesale club cards as a no-annual-fee card option.” “You can take a card like this and really maximize your rewards with things like 4% cash back on gas. “The Costco card is great, particularly if you are the kind of person who will say, ‘I can use this card at this place and that card at that place,’” says Clark. If you’re already a Costco member, Clark says this card could be a great fit for your wallet. And though Clark drives an electric car, the card also earns 4% back on gas and EV charging purchases for the first $7,000 (1% afterward) and 3% back on travel. This is his go-to credit card for dining, as it earns 3% back at restaurants. That’s huge for an avid Costco shopper, but that’s not all! This card earns Clark 2% back on purchases at the warehouse club. So it should come as no surprise that he carries the card_name in his wallet.
CLARK HOWARD CARBON FIBER WALLET FULL
Read Team Clark’s full review of the Navy Federal Visa cashRewards card.Īnyone who knows Clark knows that he loves shopping at Costco. It also offers auto rental insurance coverage if you use the card to pay for those purchases. This no-annual-fee credit card’s regular cash back rate is up to 1.75% on all purchases. “Only people who are grandfathered into the deal have that rate.” “They don’t do the 2% anymore,” Clark cautions. Unfortunately, the promotional deal he got is no longer available to new users. He added this one in 2020 when the credit union offered a promotional deal that gives him unlimited 2% cash back for three years.Ĭlark, who qualifies for credit union membership as a longtime member of the Georgia National Guard, says this card is “phenomenal” and that he uses it for his personal everyday purchases. The Navy Federal Visa cashRewards Card is one of the most-used credit cards in Clark’s wallet. Read Team Clark’s full review of the Citi Double Cash card. We’ll start with one of Clark’s newer additions to his wallet. Capital One Venture X Rewards Credit CardĬiti® Double Cash Card – 18 month BT offer.Southwest Rapid Rewards® Priority Credit Card.Citi® Double Cash Card – 18 month BT offer.If you’re not able to do that, he says you should ignore what’s in his wallet and either find a low APR credit card or avoid carrying one altogether! There’s one important thing to note before we get started: Clark always pays his credit card bills in full to avoid interest charges. This article will tell you which cards Clark has hand-picked for his wallet and explain why each of them landed there.Īlong the way, we’ll provide some advice that may help you decide if you should follow Clark’s lead on these particular cards. Many people approach Clark wanting to know which cards he chooses for his personal purchases. Are you curious to know which credit cards money expert Clark Howard carries in his wallet in 2023?
